Could you live on $1,400 a month? That’s about what the average retired worker receives from Social Security today.

You’re probably going to need a lot more than that to live on when you retire. How much more? One rule of thumb is to figure you’ll need 70% to 80% of the income you expect to be earning at the time you retire. And you could need that income for a long time. On average, a 65-year-old man in the U.S. has a life expectancy of close to 83 years, and a 65-year-old woman can expect to celebrate her 85th birthday.

Cyber‐hackers are out to steal your identity, and they come up with a lot of different ways to go about it.

Once they have the information they need, they might withdraw money from your bank account, set up new credit accounts to make expensive purchases, get health services using your name or insurance, or sell your personal information to someone else. Here’s how you can help prevent this from happening to you.

A college education is a great way to prepare for the future, but it’s also a big expense.

With rising tuition costs and growing student loan debt, many families are concerned about how they’ll pay for their children’s higher education. That’s where planning comes in.